BLUF
Gen Z investors are increasingly using AI for investment guidance—this is being driven by affordability and accessibility. While AI boosts financial engagement, risks include inaccurate advice, privacy concerns and a lack of regulatory protections.Learning Outcomes
- Explain the factors driving Gen Z investors' increasing reliance on AI tools for financial guidance, including economic pressures, affordability concerns, and changing attitudes toward wealth creation.
- Evaluate the benefits and risks of using AI for investment advice, including accessibility, confidence-building, potential inaccuracies, privacy implications, and the absence of regulatory protections.
- Apply best-practice principles for responsible use of AI in financial decision-making, including verifying information through trusted sources, protecting personal data, and seeking qualified professional advice.
