BLUF
Perceived financial hardship strongly predicts depression, especially in high-income households, highlighting that subjective financial stress can worsen mental health even when objective resources are sufficient, with long-lasting effects and limited symptom improvement.Learning Outcomes:
- Understand the impact of perceived financial stress on personnel mental health, beyond objective income levels.
- Recognise high-risk groups within military populations for early mental health intervention.
- Apply insights to enhance support programs, resilience training, and wellbeing initiatives.
